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Stewart Title - Aspen
620 East Hopkins Ave
Aspen, CO 81611
Date:June 07, 2017
File Number:01330-99088
Property:975 Chatfield Road, Aspen, CO 81611
Please direct all Closing inquiries to:
Priscilla Prohl-Cooper
Phone:(970) 925-3577 Fax:(866) 277-9353
Email Address:pprohl@stewart.com
SELLER:
975 Chatfield LLC
Delivery Method: Emailed
BUYER:
KRB Real Estate Associates, LLC
Delivery Method: Emailed
LISTING AGENT:
Engel & Volkers Aspen
616 E Hyman Ave
Aspen, CO 81611
Contact:Erik Berg
Phone:(970) 925-8400
Fax:(970) 544-9014
Email:erik.berg@engelvoelkers.com
Delivery Method: Emailed
SELLING AGENT:
Engel & Volkers Aspen
616 E Hyman Ave
Aspen, CO 81611
Contact:Tracy Lofgren
Phone:
Fax:
Email:
Delivery Method: Emailed
WIRED FUNDS ARE REQUIRED ON ALL CASH PURCHASE TRANSACTIONS. FEEL FREE TO CONTACT THE
ESCROW OFFICE AS NOTED ON THIS PAGE TO OBTAIN WIRING INSTRUCTIONS.
We Appreciate Your Business and Look Forward to Serving You in the Future.
ALTA Commitment (6/17/06)
ALTA Commitment Form
COMMITMENT FOR TITLE INSURANCE
Issued by
STEWART TITLE GUARANTY COMPANY
STEWART TITLE GUARANTY COMPANY, a Texas Corporation (“Company”), for a valuable consideration, commits to issue
its policy or policies of title insurance, as identified in Schedule A, in favor of the Proposed Insured named in Schedule A, as
owner or mortgagee of the estate or interest in the land described or referred to in Schedule A, upon payment of the premiums
and charges and compliance with the Requirements; all subject to the provisions of Schedules A and B and to the Conditions
of this Commitment.
This Commitment shall be effective only when the identity of the Proposed Insured and the amount of the policy or policies
committed for have been inserted in Schedule A by the Company.
All liability and obligation under this Commitment shall cease and terminate six months after the Effective Date or when the
policy or policies committed for shall issue, whichever first occurs, provided that the failure to issue the policy or policies is not
the fault of the Company.
The Company will provide a sample of the policy form upon request.
This Commitment shall not be valid or binding until countersigned by a validating officer or authorized signatory.
IN WITNESS WHEREOF, Stewart Title Guaranty Company has caused its corporate name and seal to be affixed by its duly
authorized officers on the date shown in Schedule A.
Countersigned by:
Stewart Title - Aspen
620 East Hopkins Ave
Aspen, CO 81611
(970) 925-3577
Copyright 2006-2009 American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use.
All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No. 01330-99088
004-UN ALTA Commitment (6/17/06)
CONDITIONS
1.The term mortgage, when used herein, shall include deed of trust, trust deed, or other security instrument.
2.If the proposed Insured has or acquired actual knowledge of any defect, lien, encumbrance, adverse claim or other
matter affecting the estate or interest or mortgage thereon covered by this Commitment other than those shown in
Schedule B hereof, and shall fail to disclose such knowledge to the Company in writing, the Company shall be relieved
from liability for any loss or damage resulting from any act of reliance hereon to the extent the Company is prejudiced
by failure to so disclose such knowledge. If the proposed Insured shall disclose such knowledge to the Company, or if
the Company otherwise acquires actual knowledge of any such defect, lien, encumbrance, adverse claim or other
matter, the Company at its option may amend Schedule B of this Commitment accordingly, but such amendment shall
not relieve the Company from liability previously incurred pursuant to paragraph 3 of these Conditions.
3.Liability of the Company under this Commitment shall be only to the named proposed Insured and such parties
included under the definition of Insured in the form of policy or policies committed for and only for actual loss incurred in
reliance hereon in undertaking in good faith (a) to comply with the requirements hereof, or (b) to eliminate exceptions
shown in Schedule B, or (c) to acquire or create the estate or interest or mortgage thereon covered by this
Commitment. In no event shall such liability exceed the amount stated in Schedule A for the policy or policies
committed for and such liability is subject to the insuring provisions and Conditions and the Exclusions from Coverage
of the form of policy or policies committed for in favor of the proposed Insured which are hereby incorporated by
reference and are made a part of this Commitment except as expressly modified herein.
4.This Commitment is a contract to issue one or more title insurance policies and is not an abstract of title or a report of
the condition of title. Any action or actions or rights of action that the proposed Insured may have or may bring against
the Company arising out of the status of the title to the estate or interest or the status of the mortgage thereon covered
by this Commitment must be based on and are subject to the provisions of this Commitment.
5.The policy to be issued contains an arbitration clause. All arbitrable matters when the Amount of Insurance is
$2,000,000 or less shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the
parties.You may review a copy of the arbitration rules at< http://www.alta.org/>.
All notices required to be given the Company and any statement in writing required to be furnished the Company shall be
addressed to it at P.O. Box 2029, Houston, Texas 77252.
Copyright 2006-2009 American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use.
All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No. 01330-99088
004-UN ALTA Commitment (6/17/06)
COMMITMENT FOR TITLE INSURANCE
SCHEDULE A
File No.: 01330-99088
1. Effective Date: May 19, 2017, at 8:00 A.M.
2. Policy or Policies to be issued:Amount of Insurance
(a) ALTA Owner's Policy 2006 (Extended)$3,995,000.00
Proposed Insured:
KRB Real Estate Associates, LLC
(b) ALTA Loan Policy 2006 (Standard)
Proposed Insured:
3. The estate or interest in the land described or referred to in this Commitment and covered herein is:
Fee Simple
4. Title to the said estate or interest in said land is at the effective date hereof vested in:
975 Chatfield, LLC, a Colorado Limited Liability Company
5. The land referred to in this Commitment is described as follows:
Lot 7,
WEST ASPEN SUBDIVISION, FILING NO. 3,
according to the Plat recorded in Plat Book 3 at Page 309.
COUNTY OF PITKIN, STATE OF COLORADO.
Purported Address:
975 Chatfield Road
Aspen, CO 81611
STATEMENT OF CHARGES
These charges are due and payable
before a policy can be issued
Basic Rate
2006 Owner's Policy:
Owner's Extended Coverage:
Tax Certificate:
$7019.00
$65.00
$25.00
Copyright 2006-2009 American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use.
All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No. 01330-99088
CO STG ALTA Commitment Sch A STO
Page 1 of 1 STEWART TITLE
GUARANTY COMPANY
File No.: 01330-99088
The following are the requirements to be complied with:
1.
2.
Payment to or for the account of the grantor(s) or mortgagor(s) of the full consideration for the estate or
interest to be insured.
Proper instrument(s) creating the estate or interest to be insured must be executed and duly filed for
record.
3.
4.
5.
6.
7.
8.
9.
Evidence satisfactory to Stewart Title Guaranty Company of payment of all outstanding taxes and assessments as
certified by the County Treasurer.
Execution of Affidavit as to Debts and Liens and its return to Stewart Title Guaranty Company.
NOTE: If work has been performed on, or in connection with, the subject property (architectural drawings, soils
testing, foundation work, installation of materials), please notify the Company's escrow officer within 10 days of
receipt of this title commitment.
Execution of an acceptable survey affidavit certifying that there have been no new improvements constructed or
major structural changes made on the subject property.
NOTE: If improvements have been made on, or in connection with, the subject property, please notify the
Company's escrow officer within 10 days of receipt of this title commitment.
Evidence satisfactory to Stewart Title of Colorado, Inc. furnished by the Office of the Director of Finance, City of
Aspen, that the following taxes have been paid, or that conveyance is exempt from said taxes:
(1) The "Wheeler Real Estate Transfer Tax" pursuant to Ordinance No. 20 (Series of 1979) and
(2) The "Housing Real Estate Transfer Tax" pursuant to Ordinance No. 13 (Series of 1990).
Relating to KRB Real Estate Associates, LLC, The Company requires for its review the following:
a) Copy of the “Articles of Organization,” the Operating Agreement and the regulations of the limited liability
company and any amendments thereof
b) A certificate of good standing, evidencing that the company is in good standing in the state of its formation
c) Execution and recordation of Statement of Authority pursuant to the provisions of Section 38-30-172 C.R.S.
Note: At the time the Company is furnished these items, the Company may make additional requirements or
exceptions.
Relating to 975 Chatfield LLC, The Company requires for its review the following:
a) Copy of the “Articles of Organization,” the Operating Agreement and the regulations of the limited liability
company and any amendments thereof
b) A certificate of good standing, evidencing that the company is in good standing in the state of its formation
c) Execution and recordation of Statement of Authority pursuant to the provisions of Section 38-30-172 C.R.S.
Note: At the time the Company is furnished these items, the Company may make additional requirements or
exceptions.
NOTE: Statement of Authority for 975 Chatfield LLC recorded July 30, 2007 as Reception No. 540460, discloses
the following persons as those authorized to transact business on behalf of said entity; Oliver Dobbs, Manager. If
there have been any amendments or changes to the management of the entity, written documentation reflecting
the changes and a new Statement of Authority will be required.
Release by the Public Trustee of the Deed of Trust from 975 Chatfield LLC for the use of Hsbc Bank Usa NA and
COMMITMENT FOR TITLE INSURANCE
SCHEDULE B
PART I
Copyright 2006-2009 American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use.
All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No. 01330-99088
CO STG ALTA Commitment Sch B I
Page 1 of 2 STEWART TITLE
GUARANTY COMPANY
10.
11.
Mortgage Electronic Registration Systems Inc to secure $1,955,000.00, recorded November 23, 2011 as
Reception No. 584591.
Release by the Public Trustee of the Deed of Trust from 975 Chatfield LLC for the use of Hsbc Bank Usa and
Mortgage Electronic Registration Systems Inc to secure $1,955,000.00, re-recorded February 17, 2012 as
Reception No. 586799.
Deed from vested owner(s) vesting fee simple title in the purchaser(s).
NOTE: Notation of the legal address of the grantee must appear on the deed as per 1976 amendment to statute
on recording of deeds CRS 38-35-109 (2).
NOTE: The vesting deed is shown as follows: Warranty Deed recorded July 30, 2007 as Reception No. 540461.
Approval to issue this policy must be obtained from authorized Underwriting Personnel of Stewart Title Guaranty
Company. This commitment and any policies to be issued are subject to any additional limitations, requirements or
exceptions made by Stewart Title Guaranty Company.
COMMITMENT FOR TITLE INSURANCE
SCHEDULE B
PART I
Copyright 2006-2009 American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use.
All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No. 01330-99088
CO STG ALTA Commitment Sch B I
Page 2 of 2 STEWART TITLE
GUARANTY COMPANY
File No.: 01330-99088
Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same
are disposed of to the satisfaction of the Company:
1.
2.
3.
4.
5.
6.
7.
Rights or claims of parties in possession, not shown by the public records.
Easements, or claims of easements, not shown by the public records.
Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the title that would be
disclosed by an accurate and complete land survey of the Land and not shown by the public records.
Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not
shown by the public records.
Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records
or attaching subsequent to the Effective Date but prior to the date the proposed Insured acquires for value of
record the estate or interest or mortgage thereon covered by this Commitment.
(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof;
(c) minerals of whatsoever kind, subsurface and surface substances, in, on, under and that may be produced from
the Land, together with all rights, privileges, and immunities relating thereto, whether or not the matters excepted
under (a), (b) or (c) are shown by the Public Records or listed in Schedule B.
Water rights, claims or title to water.
8.
9.
10.
11.
12.
13.
14.
Any and all unpaid taxes and assessments and any unredeemed tax sales.
The effect of inclusions in any general or specific water conservancy, fire protection, soil conservation or other
district or inclusion in any water service or street improvement area.
Right of the proprietor of a vein or lode to extract and remove his ore therefrom, should the same be found to
penetrate or intersect the premises hereby granted, as reserved in United States Patent recorded February 8,
1955 in Book 180 at Page 334.
All matters shown on the Plat of West Aspen Subdivision Filing No. 3, recorded in Plat Book 3 at Page 309.
Protective Covenants for West Aspen Subdivision recorded September 4, 1968 in Book 236 at Page 159 and
Addendum I recorded in Book 236 at Page 168.
Any rights, easements, interests or claims that may exist by reason of or reflected by the following facts shown on
the survey dated 9/2014 by Aspen Survey Engineers, Inc.: Spa, walk stairs, paved driveway, planter, walkway,
wood walk and portion of deck located in utility easement.
Any and all existing leases and tenancies.
NOTE: Exceptions 1 and 4 may be deleted from the policies, provided the seller and buyer execute the Company's
affidavits, as required herein, and the Company approves such deletions. If work has been performed on, or in connection
with, the subject property (architectural drawings, soils testing, foundation work, installation of materials), and the
Company has not reviewed and approved lien waivers and indemnitor financials, Standard Exception 4 (mechanic lien
exception) will not be deleted and no mechanic lien coverage will be furnished. Exceptions 2 and 3 may be deleted from
the policies, provided the Company receives and approves the survey or survey affidavit if required herein. Exception 5
COMMITMENT FOR TITLE INSURANCE
SCHEDULE B
PART II
Copyright 2006-2009 American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use.
All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No. 01330-99088
CO STG ALTA Commitment Sch B II STO
Page 1 of 2 STEWART TITLE
GUARANTY COMPANY
will not appear on the policies, provided the Company, or its authorized agent, conducts the closing of the proposed
transaction and is responsible for the recordation of the documents.
COMMITMENT FOR TITLE INSURANCE
SCHEDULE B
PART II
Copyright 2006-2009 American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use.
All other uses are prohibited. Reprinted under license from the American Land Title Association.
File No. 01330-99088
CO STG ALTA Commitment Sch B II STO
Page 2 of 2 STEWART TITLE
GUARANTY COMPANY
DISCLOSURES
File No.: 01330-99088
Pursuant to C.R.S. 10-11-122, notice is hereby given that:
A.
B.
C.
THE SUBJECT REAL PROPERTY MAY BE LOCATED IN A SPECIAL TAXING DISTRICT;
A CERTIFICATE OF TAXES DUE LISTING EACH TAXING JURISDICTION SHALL BE OBTAINED FROM THE
COUNTY TREASURER OR THE COUNTY TREASURER’S AUTHORIZED AGENT;
INFORMATION REGARDING SPECIAL DISTRICTS AND THE BOUNDARIES OF SUCH DISTRICTS MAY BE
OBTAINED FROM THE BOARD OF COUNTY COMMISSIONERS, THE COUNTY CLERK AND RECORDER, OR
THE COUNTY ASSESSOR
Note: Colorado Division of Insurance Regulations 8-2-2, Section 5, Paragraph G requires that “Every title entity shall be
responsible for all matters which appear of record prior to the time of recording whenever the title entity conducts the
closing and is responsible for recording or filing of legal documents resulting from the transaction which was closed.”
Provided that Stewart Title - Aspen conducts the closing of the insured transaction and is responsible for recording the
legal documents from the transaction, exception number 5 will not appear on the Owner’s Title Policy and the Lender’s
Title Policy when issued.
Note: Affirmative Mechanic’s Lien Protection for the Owner may be available (typically by deletion of Exception No. 4 of
Schedule B, Section 2 of the Commitment from the Owner’s Policy to be issued) upon compliance with the following
conditions:
A.
B.
C.
D.
E.
The land described in Schedule A of this commitment must be a single-family residence, which includes a
condominium or townhouse unit.
No labor or materials have been furnished by mechanics or materialmen for purposes of construction on the land
described in Schedule A of this Commitment within the past 6 months.
The Company must receive an appropriate affidavit indemnifying the Company against unfiled Mechanic’s and
Materialmen’s Liens.
The Company must receive payment of the appropriate premium.
If there has been construction, improvements or major repairs undertaken on the property to be purchased, within
six months prior to the Date of the Commitment, the requirements to obtain coverage for unrecorded liens will
include: disclosure of certain construction information; financial information as to the seller, the builder and/or the
contractor; payment of the appropriate premium; fully executed Indemnity agreements satisfactory to the
company; and, any additional requirements as may be necessary after an examination of the aforesaid information
by the Company.
No coverage will be given under any circumstances for labor or material for which the insured has contracted for or
agreed to pay.
To comply with the provisions of C.R.S. 10-11-123, the Company makes the following disclosure:
a.
b.
That there is recorded evidence that a mineral estate has been severed, leased or otherwise conveyed from the
surface estate and that there is a substantial likelihood that a third party holds some or all interest in oil, gas, other
minerals, or geothermal energy in the property; and
That such mineral estate may include the right to enter and use the property without the surface owner’s
permission.
NOTE: THIS DISCLOSURE APPLIES ONLY IF SCHEDULE B, SECTION 2 OF THE TITLE COMMITMENT HEREIN
INCLUDES AN EXCEPTION FOR SEVERED MINERALS.
Notice of Availability of a Closing Protection Letter:Pursuant to Colorado Division of Insurance Regulation 8-1-3,
Section 5, Paragraph C (11)(f), a closing protection letter is available to the consumer.
x
NOTHING HEREIN CONTAINED WILL BE DEEMED TO OBLIGATE THE COMPANY TO PROVIDE ANY OF THE
COVERAGES REFERRED TO HEREIN, UNLESS THE ABOVE CONDITIONS ARE FULLY SATISFIED.
File No.: 01330-99088
CO Commitment Disclosure Revised 1/1/17
STG Privacy Notice
Stewart Title Companies
WHAT DO THE STEWART TITLE COMPANIES DO WITH YOUR PERSONAL INFORMATION?
Federal and applicable state law and regulations give consumers the right to limit some but not all sharing. Federal and applicable
state law regulations also require us to tell you how we collect, share, and protect your personal information. Please read this notice
carefully to understand how we use your personal information. This privacy notice is distributed on behalf of the Stewart Title Guaranty
Company and its title affiliates (the Stewart Title Companies), pursuant to Title V of the Gramm-Leach-Bliley Act (GLBA).
The types of personal information we collect and share depend on the product or service that you have sought through us. This
information can include social security numbers and driver's license number.
All financial companies, such as the Stewart Title Companies, need to share customers' personal information to run their everyday
business—to process transactions and maintain customer accounts. In the section below, we list the reasons that we can share
customers' personal information; the reasons that we choose to share; and whether you can limit this sharing.
.
Reasons we can share your personal information.Do we share Can you limit this sharing?
For our everyday business purposes— to process your
transactions and maintain your account. This may include running the
business and managing customer accounts, such as processing
transactions, mailing, and auditing services, and responding to court
orders and legal investigations.
Yes No
For our marketing purposes— to offer our products and services to
you.
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes— information
about your transactions and experiences. Affiliates are companies
related by common ownership or control. They can be financial and
non-financial companies. Our affiliates may include companies with a
Stewart name; financial companies, such as Stewart Title Company
Yes No
For our affiliates' everyday business purposes— information
about your creditworthiness.No We don't share
For our affiliates to market to you — For your convenience,
Stewart has developed a means for you to opt out from its affiliates
marketing even though such mechanism is not legally required.
Yes Yes, send your first and last name, the email
address used in your transaction, your
Stewart file number and the Stewart office
location that is handling your transaction by
email to optout@stewart.com or fax to
1-800-335-9591.
For non-affiliates to market to you. Non-affiliates are companies
not related by common ownership or control. They can be financial
and non-financial companies.
No We don't share
We may disclose your personal information to our affiliates or to non-affiliates as permitted by law. If you request a transaction with a
non-affiliate, such as a third party insurance company, we will disclose your personal information to that non-affiliate. [We do not control
their subsequent use of information, and suggest you refer to their privacy notices.]
SHARING PRACTICES
How often do the Stewart Title Companies notify me
about their practices?
We must notify you about our sharing practices when you request a
transaction.
How do the Stewart Title Companies protect my
personal information?
To protect your personal information from unauthorized access and use, we
use security measures that comply with federal law. These measures
include computer, file, and building safeguards.
How do the Stewart Title Companies collect my
personal information?
We collect your personal information, for example, when youßßrequest insurance-related services
provide such information to us
We also collect your personal information from others, such as the real
estate agent or lender involved in your transaction, credit reporting agencies,
affiliates or other companies.
What sharing can I limit?Although federal and state law give you the right to limit sharing (e.g., opt out)
in certain instances, we do not share your personal information in those
instances.
Contact us: If you have any questions about this privacy notice, please contact us at: Stewart Title Guaranty Company,
1980 Post Oak Blvd., Privacy Officer, Houston, Texas 77056
File No.: 01330-99088 Page 1
Revised 11-19-2013