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HomeMy WebLinkAboutresolution.council.023-85RESOLUTION NO. ~_~__ (Series of 1985) A RESOLUTION APPROVING THE SUBORDINATION OF THAT PROMISSORY NOTE FROM THE MUSIC ASSOCIATES OF ASPEN, INC. TO THE CITY OF ASPEN IN THE AMOUNT OF $78,900.00 WHICH PROMISSORY NOTE IS RECORDED AT BOOK 465 PAGE 279 IN THE RECORDS OF THE PITKIN COUNTY CLERK AND RECORDER WHEREAS, pursuant to that Water Service Agreement dated November 14, 1983, recorded at Book 465, Page 294 in the records of Pitkin County and that Promissory Note dated November ~4, 1983, recorded at Book 465, Page 279 in the records of Pitkin County, the Music Associates of Aspen promised to pay the sum of $78,900.00 to the City on the terms and conditions described therein, and WHEREAS, at the time the aforesaid note and agreement were recorded, deeds of trust were in effect to which the aforesaid promissory note was subordinate which deeds of trust have been released due to the Music Associates' refinancing efforts. WHEREAS, the Music Associates, in an effort to obtain addi- tional financing, has requested that the City subordinate its promissory note to the following financial transactions: 1. Variable interest rate note dated September 20, ~985, from First National Bank of Aspen in the amount of $400,000.00, a copy of which is annexed. 2. Modification Agreement between Music Associates of Aspen, Inc. and Pitkin County Bank dated September 26, 1985, per- taining to a loan of $200,000.00, a copy of which Modification Agreement is attached. WHEREAS, the City Council desires to approve the Music Asso- ciates' request and to authorize the City Manager to execute such documents as may be necessary to accomplish the subordination. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF ASPEN, COLORADO Section 1 The City Council hereby approve the subordination of the aforesaid promissory note to the following financial transactions by the Music Associates of Aspen: 1. Variable interest rate note dated September 20, 1985, from First National Bank of Aspen in the amount of $400,000.00, a copy of which is annexed. 2. Modification Agreement between Music Associates of Aspen, Inc. and Pitkin County Bank dated September 26, 1985, per- taining to a loan of $200,000.00, a copy of which Modification Agreement is attached. Section 2 The City Manager is hereby authorized and directed to execute such documents and/or modifications thereof as approved by the City Attorney subordination. Dated: as may be necessary to accomplish the _/_ .... , ,98 . aforesaid William L. StirIing. Mayor~ I, Kathryn S. Koch, duly appointed and acting City Clerk do certify that the foregoing is a true and accurate ~py of that resolution adopted by the City Council of the City of Aspen, Colorado, at a meeting held on _, 1985. 2D September 26, 1985 Honorable William Stirling, Fellow Council Members Aspen City Hall 130 South Galena Aspen, CO 81611 Mayor Dear Bill and Fellow Members: This letter is to confirm my telephone conversation on September 25, 1985 with the City Attorney, Paul Taddune. It was my understanding when the MAA signed the promissory note to the City of Aspen for the Water Extension Agreement, that the City would subordinate their lien to the banks in order for the NAA to obtain its normal operating lines of credit. We are in the process of renewing our lines of credit with First National Bank in Aspen and Pitkin County Bank and Trust, copies of the new promissory notes are attached. Notes to the aforementioned banks are being renewed and the deeds of trust relating to the original notes will be released, giving the City a first position lien. In order for the MAA to obtain these lines of credit, First National Bank in Aspen must have a first deed of trust on the campus property and Pitkin County Bank and Trust must have a second deed of trust. The City of Aspen has been in a third position since the promissory note was executed on November 14, 1983. Ue are asking the City of Aspen to remain in third position. Thank you for your cooperation cc: /Paul Taddune Louise Brainard Thomas Griffiths and assistance. S rrely, rdon Hardy 'esident BORROWER(S) NAME, ADDRESS MUSIC ASSOCIATES OF ASPEN~ INC. ~ a Colorado P. O. Box AA Cot_potation Aspen, CO ZIP 81612 DISCLOSURE OF LOAN TERMS: 1. Leap Principal ................. $. 2. {)th;or Charges (total) a. file fees b. title insurance c. survey d. tax certificate 3. LESS: Prepaid Finance Charges $. 4. Amount Financed ............... $ 5. FINANCE CHARGE (total) $. a, interest $ b. loan fee $ C. d. $ 6. Total of Payments ............... $ 7. ANNUAL PERCENTAGE RATE: First National Ballk in Aspo. ( /~ ~ ~' Variable Interest Rate Note NOTE DATE MATURITY DATE NOTE (mo. da. yr.) {mo. da, yr.) NUMBER ' 9-20-85 9-20-86 4162568937 .% PURPOSE OF LOAN: If the principal it le,s than $2.5,000 or the note shall be used primarily for [X~ ] 1. Business Purposes or SECURITY: This Note IS secured by [ ]NONE [X~] Describe: D/T on Lot l-A, Exception Plat of Lot 1-k M.A.A. Inc., Filln~ No. 1, The Aspen Music School Castle Creek Campus For Music Associates o.[_ Asp_en~ I~LC_., Pitkin, State of Col_0~-ado.- ............... **This Promissory_ evidences a Costinuing_3,i_ne o: Credit. Such future advances may be made from time to time but shall not exceed in the a8grel the face amount of this Note. Any future adva~ shall 'be sub3ect to such conditions as the Ban] may require. end any security agreement el Borrower will secure future and other indebtedness and will cover after acquired property. FOR VALUE RECEIVED. the undersigned Borrower. promise{s) to pay to FI RST NATIONAL. BANK IN ASPEN ("Bank"). or order, at its offices in AlDen, Color~do, the p¢inci{~.~.~(~t~r~o f $ 400, ~on. ~ with interest et e veri0hfe rate {adjusted daily, lutomatiCllly ~onthly_co~enc~_Octobe~ ]g85~an~o~h~ ?O~h a=y ~ ~=c~ ~omth th~aaft~, ...ith the _enti~e._p~pal_balance_plus~emai~mg ~c~ued ~ntmre~t ~,,~ =~pa~e in f~,!! =~ _September_20 ~98.6 .... Shn.~d m. ANNUAl_ PERCENTAGE RATE b. increased by increases in tho Base Rate. such increase will result i, ,n increase in Ihs: FUTURE ADVANCES AND OVERDRAFTS. Thi~ Note. and ,ny cog,terM given her,with evid,nc,s omi sm:utes: {i} ,n~ odditio,,I however, in .o evenl shall a.v I,e,,.hv ur detmdt i.terest rate exceed the highest rets lawfully permitted end ir this ,~{~'e~idences a Cons.,.er Loan. COSIGNeR(s) AND GUARANTOR(S). , mo~, m,. o., cofgno~ o~ ,ny guarantors sha~l sign this note. their obligelions shag be joint ~LEDGE RECEIPT OF THE *'NOTICE TO COSIGNERS" IN THE FORM REQUIRED BY LAW. BORROWER(S) SIGNATURES(S): PAYMENT GUARANTEED HUS[C ASSOC~ATgS OF ASPgN. iNC.. a Colorado ~s~m est / : / .'~ MODIFICATION AGREEMENT This Modification Agreement made this 26th day of September, 1985 by · and between Pitkin County Bank and Trust Company (hereinafter referred to as "Bank") amd Music Associates of Aspen, Inc., a Colorado Corporation (hereinafter referred to ae "Obligor"). WHEREAS, the Obligor has previously executed a certain Promissory Note (hereinafter referred to as "Note") payable to the Bank in the amount of $300,000.00 dated the 1st day of December, 1984; and WHEREAS, the Obligor has also executed a Deed of Trust encumbering Lot i-A, Exception Plat of Lot I-A M.A.A., Inc., Filing No. 1 (a replat of Lot 1, M.A.A. Inc. Filing No. I) the Aspen Music School Castle Creek Campus for Music Associates of Aspen, Inc., recorded August 31, 1978 in Plat Book 6 at Page 148, Pitkin County, Colorado, recorded in Book 492 at Page 831 o~ the records of Pitkin County dated the 14th day of August, 1985 to secure the Note; and WHEREAS, the parties desire to modify certain terms of the Note and Deed of Trust as set forth below; NOW, in consideration of the mutual covenants contained herein and other good and valuable consideration, receipt of which is hereby acknowledged, the parties agree as follows: 1. The following terms of the Note and Deed of Trust are hereby modified: The principal balance of the note is hereby decreased from $300,000.00 to $200,000.00. Interest shall accrue at the rate of First Interstate Bank of Denver, N.A. prime rate plus .50% adjusted daily. Repayment terms shall be as follows: Accrued interest due monthly commencing 11/1/85, and on the 1st of each month thereafter, with the entire principal balance plus remaining accrued interest due and payable in full at or before maturity, 10/1/86. Principal balance must be reduced to zero (0) for a continuous period of thi=ty (30) days during the term of this loan. 2. Obligor acknowledges that it is still the owner of the real pro- perty securing the obligation as described in the Deed of Trust referred to above and that the lien created by said Deed of Trust shall continue and be in full force and effect. 3. Except as provided in Paragraph 1 above, all of the terms of the Note and Deed of Trust shall be and remain in full force and effect. IN WITNESS WHEREOF, THE PARTIES HAVE EXECUTED THIS Modification Agreement the date and year first mentioned above. ,PITKIN COUNTY BANK AND TRUST COMPANY, BY: Thomas W. Griffiths~'~ Executive Vi~./P.r e S i.d~nt MUSIC ASSOCIATES OF ASPEN, INC., a Co~ Corporati~n~: Gv~djdn Hardy, Pres/q_d~nt ~] Charles Paterson, Secretary STATE OF COLORADO ) ) COUNTY OF PITKIN ) Subscribed and sworn to before me this day of.September, 1985 by Thomas W. Griffiths, as Executive Vice President of the Pitktn County Bank and Trust Company. Witness my hand and official seal. My commission expires: Notary Public STATE OF COLORADO ) ) SS. '" COUNTY OF PITKIN ) Subscribed and sworn to before me this ~day of September, 1985 by GORDON HARDY, President Witness my hand and official seal. My commission expires: STATE OF COLORADO ) ) SS. COUNTY OF PITKIN ) Subscribed and sworn to before me this 27thday of September, 1985 by CHARLES PATERSON, Secretary Witness my hand and official seal. My commission expires: Recorded Book Page RecepL!on Number FIRST NATIONAL BANK IN ASPEN SUBORDINATION AGREEMENT 19 85 SUBORDINATION AGREEMENT made this 30th day of September , WHEREAS, Music Associates of Aspen, Inc. by a Trust Deed dated November 14, 1983 and recorded at Book 465 Page 279 Pitkin County Records, granted to the Public Trustee of Pitkln County, Colorado certain real property described as Lot I-A.-Exception Plat of Lot 1-A M.A.A., Inc., Filing No. 1 (a replat of Lot 1, M.A.A.','I~4~;Ell.fhg No. 1) The Aspen Music School Castle Creek Campus For Music Associates.of. Aspen, Inc., recorded August 31, 1978 in Plat Book 6 at Page 148. for the use .of J~Th~ C~¥ of As~en to secure.a certain indebtedness in the original principal sum of Seventy Eight Thousand Nine Hundred and no/lO0 ********************************* DOLLARS ($ 78,900.00 )' WI T N E S S E T H: FOR TEN DOLLARS ($10.00) and other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, The City of ~spen , the undersigned, covenants, consents, and agrees that the above described full indebtedness of Seventy Eight Thousand Ni~e Hundred and no/iO0***********DOLLARS ($ 78,900.00 ) and the lien of the t~ust deed recorded at Book 465 Page 279· together with all interest thereon and any renewals or extensions thereof in whole or in part, shall be inferior, subject to and subordinated to the following: (i) the indebtedness created by a certain loan ~ade September 20 , 19 85 to Borrower by FIRST NATIONAL BANK 1N ASPEN in the principal sum of Four Hundre~-~housand and ************************* DOLLARS ($400,000.00 ), together with all interesg thereon; (ii) the Trust Deed of even date therewith securing payment of the same; (iii) any other instruments made or given by Borrower in connection therewith; and (iv) in the event-of any default there- under, FIRST NATIONAL BANK IN ASPEN'S attorney fees, collection expenses, court costs, accelerated interest, penalties, deficiencies, and any other charges as prescribed under the Trust Deed for and until all of said indebtedness has been fully paid and satisfied, together with interest thereon, including any renewal or renewals, extension or extensions thereof, whether direct as maker or indirect as endorser to or for said Borrower. IN THE EVENT that the Borrower shall be adjudged bankrupt or be unable to pay its debts as they mature, or a receiver or trustee be appointed therefor or for its assets, or the Borrower shall be dissolved or liquidated and the assets thereof distributed, any and all monies or dividends received in liquidation by reason of any such indebtedness from the Borrower to the undersigned shall be paid and turned over to FIRST NATIONAL BANK IN ASPEN until all of the indebtedness and interest thereon, due and to become due to said FIRST ,NATIONAL BANK IN ASPEN from the Borrower, shall have been paid in full, and the undersigned shall not be entitled to receive any monies or distributions for or on account of any claims of the undersigned against the Borrower unless and until all such indebtedness to FIRST NATIONAL BANK IN ASPEN shall have been first paid in full. The undersigned hereby agrees to execute such further instruments, documents, or take such other steps as may be necessary or proper to carry out the intent of this Subordination Agreement. THIS SUBORDINATION AGREEMENT shall bind the parties hereto, their successors, assigns, heirs and personal representatives. Subscribed and sworn to me this b~.Wv.~ay of ~:T'. ,19 85. Kim Wiihoit, No~a~/Public ~ My Commission expires ~-2.c{ - 15,~ FORM: THE CITY OF ASPEN 016 (9/78) Subordination Agreement for Real Property -2- STATE OF COLORADO ) ) ss COUNTY OF PITI{IN ) chis The foregoing Subordination Agreemen~ was acknowledged before me Witness m~y hand and offic±al seal. Notary Public t'ol~: 016 ~,. t.,'i' Subordination Agreement for'Rsa~PYpperty