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HomeMy WebLinkAboutcoa.lu.sr.Lacet Number 3.A9195LACET NO. 3 DRAG 2737-181-48-003 A91-95 5cc.-�n.f� `-., [24 FA I CASELOAD SUMMARY SHEET City of Aspen DATE RECEIVED: 8 /25/95 PARCEL ID AND CASE NO. DATE COMPLETE: 2737-181-48-003 A91-95 STAFF MEMBER: AA PROJECT NAME: LACET NO. 3 DRAB Project Address: LACET SUBDIVISION, LOT 3 ASPEN Legal Address: APPLICANT: LACET NO. 3 INC. 927-1460 Applicant Address: P. O. BOX 8909 ASPEN REPRESENTATIVE: JOEL BARNES Representative Address/Phone: P. O. BOX 8909 927-1460 Aspen, CO 81611 FEES: PLANNING $ # APPS RECEIVED 8 ENGINEER $ # PLATS RECEIVED 8 HOUSING $ ENV. HEALTH $ TOTAL $ TYPE OF APPLICATION: STAFF APPROVAL: 1 STEP: 2 STEP: _ P&Z Meeting Date PUBLIC HEARING: YES NO VESTED RIGHTS: YES NO CC Meeting Date PUBLIC HEARING: YES NO VESTED RIGHTS: YES NO DRC Meeting Date REFERRALS: City Attorney City Engineer Housing Dir. Aspen Water City Electric Envir.Hlth. Zoning Parks Dept. Bldg Inspector Fire Marshal Holy Cross Mtn. Bell ACSD Energy Center School District Rocky Mtn NatGas CDOT Clean Air Board Open Space Board Other Other DATE REFERRED: INITIALS: DUE: FINAL ROUTING: DATE ROUTED:INITIAL: City Atty City Engineer Zoning Env. Health Housing Open Space Other: FILE STATUS AND LOCATION: MEMORANDUM TO: Design Review Appeals Board FROM: Dave Michaelson, Planner DATE: August 28, 1995 RE: Lacet Subdivision Lot 3 - Appeal from Design Standards SUMMARY: The applicant is requesting a variation from the design standards regarding driveway placement below grade. The design standard for driveways states that "no portion of a driveway to a garage shall be below the natural grade within the required front yard setback." The application is attached as Attachment A, a site and drainage plan for the subdivision as Attachment B, a site plan for Lot 3 as Attachment C, and photographs of adjacent driveway cuts as Attachment D. The Committee may grant an exception to the design standards for any of the following criteria: a) yield greater compliance with the goals of the Aspen Area Community Plan; b) more effectively address the issue or problem a given standard or provision responds to; c) clearly necessary for reasons of fairness related to unusual site specific constraints. APPLICANT: Lacet 3 Inc., Represented by Joel Barnes LOCATION: Lot 3, Lacet Subdivision ZONING: AH STAFF COMMENTS: I. Background - During staff review for compliance with Ordinance 30 Design Guidelines, staff indicated that the driveway cut was not in compliance with the above -cited standard regarding below -grade alignment of driveways within the front setback. Therefore, the applicant has submitted an application for review and appeal of the Design Standards. II. Site Description - The property is approximately 8,970 square feet (.206 acres). Total relief on the site is approximately 12 feet, trending south-southwest across the lot (see grading and drainage plan). III. Proposal - The proposed driveway requires approximately two feet of cut within the required front yard setback to access the site. The rough grading has been completed (see photos). 1 The garage entrance is perpendicular to the street front, consistent with applicable elements of the Design Guidelines. This makes access at -grade difficult due to the directional orientation of the natural contours on the site. IV. Recommendation - Due to small lot size and the requirement regarding orientation of the garage, accessing the site at -grade within the required front setback does not appear possible. All lots within the subdivision have similar topographic constraints, and have required variances for driveway cuts. Lots 1, 5, and 7 have all required extensive modification from natural grade to access building sites (see photos). Staff would suggest that criteria 3 ("clearly necessary for reasons of fairness related to unusual site specific constraints") is applicable to this application. RECOMMENDED MOTION: "I move to grant a variation of the Residential Design Standards for a below -grade driveway within the required front setback, finding that the cut is clearly necessary for reasons of fairness related to unusual site specific constraints." ril Exhibit A August 20, 1995 To: City of Aspen Planning and Zoning Dept. From: Lacet No.3, Inc. P.O. Box 8909 Aspen, Colorado 81612 (970) 927-1460 To Whom It May Concern: Joel D. Barnes is the representative authorized to act on behalf of the applicant, Lacet No.3, Inc., and can be contacted at the same address and telephone number shown above. Explanation of Requested Variance: The requested variance seeks approval to install the driveway approximately two feet below natural grade. The variance would be appropriate for the reasons that follow. (1) Any other location for the driveway would create a longer driveway and would disturb more of the natural grade. (2) The garage is perpendicular to the street; we have turned the driveway into the garage in a manner that very little will be seen. (3) Since the lot is very small (0.206 acres) there is simply no other way to provide a driveway than to seek a variance, and, in this case, the variance is very small, only two feet. \ — -4�1 Exhibit B �L- \ 7LOT 1 1 i1r07 6� .vela 'M 1 afp iri r I" e�wa^• I I�IIIII�I�I�IIIIIII�I�I�I r•e+ wo awai •� , ..� aawr e..eab .... � 1 LL 11, I I I I I I � Ste.. �/� ,� ... w.e� . •u� r� I (I 1 I I I.I 1111 I I - •,re.�b n,s aee•. Cre.. ral.a Y •weeHO A ♦ ar RIP -RAP SWALE DETAIL_ r,•s _ Y .M a.ra✓ �� �— �� III �V• � ����/ - .,iww.w I I w•a aae.aiuia nu eseru. W a.tlt . a1 J .ae M aar • it I�1t 1 Iti 0 yenai. t o L . aaa a.�s r � cNN• r aura aaeaw .. b..aau Win. + - r.. ro.o .. ` —aw roar awr0 r ..� w•+ r.u� i.�., .•b eoe ^c r , - .�rb'aar ... a...a.nrr o.r. < DRYWELL TvalrAr SEEN A� Yr Re NNER BA -_ -- .t♦aq YSOnaA an . PiML A Wb[LO ,o a,IVI _ r Yew_ �� — Aare asrT fT awlf0rl adlfMlr .ltYali Ja[>� �aela aea L eY • ___- _ Lla) 1� _ OT . •'�..' Y.e / . � � l i .eyeS[0 , K I" 5 � 4; a'..a�wu :rd pytiE. // vacs aL PARKING AREA SEA GRADING AND DRAINAGE PLAN 0 9 Exhibit C - +jam Y TV ��S+:f%•:�--i:'�,�js-..�`.. f •:r. �`�.�•.-.. �-7`.�".'��'3•ity.'•'�5��.''`•fRa:`T' " fir. !G�...�•f r 0 C H E C K L 1ST / S U B M I S S I O N REQUIREMENTS The following drawings, each with an integral check -list, be required for approval, in order to assess conformance with the design standards and code provisions described above. Sheet I. Required Drawings Neighborhood Block Plan at 1" - 50'. Show front portions of all existing buildings on both sides of the block and their setback from the street, in feet. Identify parking and front entry for each building. Locate accessory dwelling units and alleys, if any. Design Standards Check that the following information about your project is clearly indicated on the accompanying drawing: (J Building Orientation (J Build -To Lines Sheet 2. Required Drawings Site Plan at 1/16" - 1'0". Show ground floors of all project buildings, and footprints of adjacent buildings for a distance of at least 100 feet from side property lines. Show topography with 2' contours. FAR Calculations Density Zone: Site Dimensions in Feet: FAR Site Area (a) Site Area with Slopes Less than 20%: (b) Site Area with Slopes Between 2030%: (c) Site Area with Slopes Over 30%: Total FAR Site Area (a + 50%b): Total Allowable Floor Area: Project Floor Area (a) Primary Mass Calculation: (b) Volume Calculation: L (c) Garage Calculation: {, (d) Balconies, Porches Decks and Loggias Calculation: (e) Accessory Dwelling Unit and Linked Pavilion Calculation: Total Project Floor Area: Design Standards Check that the following information about your project is clearly indicated on the accompanying drawing: (J Primary Mass (] Exterior expression of volume: plate heighm (J Width of street facing garage/width of house (%) (] Garage recessed behind front facade (feet) ( J Driveway at grade within front setback ( ] No areaways, lightwells and/or stalrwelis projecting beyond street facing building facade(&) () Street oriented entry (J Street facing principal window (J One story street facing element (] Inflection (J Building Orientation (J Build -To lines Sheet 3. Required Drawings 1, Street Elevation at 1/16" - 1'0" Include elevations of the proposed project and at least two adjacent buildings on both sides. Include windows, front doors and roof line. 2. Additional Project Elevations at 1/8" a 1'0" (as needed). Check that the following information about your project is clearly Indicated on the accompanying drawing: (J Street -oriented entry () Street -facing principal window (J One story street facing element (J Inflection towards adjacent buildings ( J Height Calculation Sheet 4. Photographic panorama Photographic panorama should show elevations of all buildings on both sides of Your block, including present condidons of your building site. .) rzvjcc� t�.zmc — .� i�roject cation 1-'C'G�-- • •/ . •• ••ice . 4) 11.0t Size: Z (please hack all that apply):' -�) Type aP p�pvcattion bjaI SPA t�r,ditTonal. Use t lr Fir�l �•_Oric - F�l SPA 8040 MinOr His --Otis o - I Margin _ e. � Fir gis-to�C I vis:c� SziExii I --r iiist�ric De'sigrat=-on iz vi.O.+ Plate G`�6 AI 7 at�esit I i ar,-S E X,an. .. I rot t Z'� Design Review Adj Appeal Board f Ddotirg Uses - (nor art, g)� r of tom• anyPO rx= L 9)� .ram � • . � I. • .t. r • or e3ds`, i r,y ap,rc7 ¢ grajt-d to ttv-- QE it- Fax Note 7671 I Date P From ap GO. phoned I Fax h 0 • August 20, 1995 To: City of Aspen, Colorado Planning and Zoning Dept. From: Joel D. Barnes, President Lacet No. 3 Inc. 970-927-1460 Applicant Name: LACET NO. 3 INC. P.O. BOX 8909 ASPEN, COLORADO 81612 LEGAL DESCRIPTION: LOT 3 , LACET SUBDIVISION ASPEN, COLORADO 81611 August 20, 1995 To: City of Aspen Planning and Zoning Dept. From: Lacet No.3, Inc. P.O. Box 8909 Aspen, Colorado 81612 (970) 927-1460 To Whom It May Concern: Joel D. Barnes is the representative authorized to act on behalf of the applicant, Lacet No.3, Inc., and can be contacted at the same address and telephone number shown above. Explanation of Requested Variance: The requested variance seeks approval to install the driveway approximately two feet below natural grade. The variance would be appropriate for the reasons that follow. (1) Any other location for the driveway would create a longer driveway and would disturb more of the natural grade. (2) The garage is perpendicular to the street; we have turned the driveway into the garage in a manner that very little will be seen. (3) Since the lot is very small (0.206 acres) there is simply no other way to provide a driveway than to seek a variance, and, in this case, the variance is very small, only two feet. \ — 'e�1 Form No. 1A02.92 (10/17192) ALTA Owner's Policy POLICY OF TITLE INSURANCE S A M E R c \4 7 1SSUEU BY First American Title Insurance Company SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN SCHEDULE B AND THE CONDITIONS AND STIPULATIONS, FIRST AMERICAN TITLE INSURANCE COMPANY, a California corporation, herein called the Company, insures, as of Date of Policy shown in Schedule A, against loss or damage, not exceeding the Amount of Insurance stated in Schedule A, sustained or incurred by the insured by reason of: 1. Title to the estate or interest described in Schedule A being vested other than as stated therein; 2. Any defect in or lien or encumbrance on the title; 3. Unmarketability of the title; 4. Lack of a right of access to and from the land. The Company will also pay the costs, attorneys, fees and expenses incurred in defense of the title, as insured, but only to the extent provided in the Conditions and Stipulations. First American Title Insurance Company BY PRESIDENT J 4 2 6 2 e 7 ATTEST `�� SECRETARY �` ' j�`.�,^" _.�;1. �'•.:. i. 'ram'`::' �.,.r�`..1. M-. h e<.-''i��• � �i , '�' fig' EXCLUSIONS FROM COVERAGE W, The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating to (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the estate or interest insured by this policy. 4. Any claim, which arises out of the transaction vesting in the Insured the estate or interest insured by this policy, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that is based on: (i) the transaction creating the estate or interest insured by this policy being deemed a fraudulent conveyance or fraudulent transfer; or (ii) the transaction creating the estate or interest insured by this policy being deemed a preferential transfer except where the preferential transfer results from the failure: (a) to timely record the instrument of transfer; or (b) of such recordation to impart notice to a purchaser for value or a judgment or lien creditor. CONDITIONS AND STIPULATIONS DEFINITION OF TERMS. The following terms when used in this policy mean: (a) "insured': the insured named in Schedule A, and, subject to any rights or defenses the Company would have ,iad against the named insured, those who succeed to the nterest of the named insured by operation of law as 7istinguished from purchase including, but not limited to, ieirs, distributees, devisees, survivors, personal representa- tives, next of kin, or corporate or fiduciary successors. (b) "insured claimant': an insured claiming loss or Damage. (c) "knowledge" or "known": actual knowledge, not constructive knowledge or notice which may be imputed to an insured by reason of the public records as defined in this policy or any other records which impart constructive notice of matters affecting the land. (d) "land": the land described or referred to in Schedule (A), and improvements affixed thereto which bylaw constitute real property. The term "land" does not include any Droperty beyond the lines of the area described or referred to in Schedule (A), nor any right, title, interest, estate or easement in abutting streets, roads, avenues, alleys, lanes, ways or waterways, but nothing herein shall modify or limit the extent to which a right of access to and from the land is insured by this policy. (e) "mortgage": mortgage, deed of trust, trust deed, or other security instrument. (f) "public records": records established under state statutes at Date of Policy for the purpose of imparting constructive notice of matters relating to real property to purchasers for value and without knowledge. With respect to Section 1(a)(iv) of the Exclusions From Coverage, "public records" shall also incude environmental protection liens filed in the records of the clerk of the United States district court for the district in which the land is located. (g) "unmarketability of the title': an alleged or apparent matter affecting the title to the land, not excluded or excepted from coverage, which would entitle a purchaser of the estate or interest described in Schedule A to be released from the obligation to purchase by virtue of a contractual condition requiring the delivery of marketable title. 2. CONTINUATION OF INSURANCE AFTER CONVEYANCE OF TITLE. The coverage of this policy shall continue in force as of nAtp of Pnliry in favnr of in incnrnrl nnly cn Innn a, fhn by this policy which constitutes the basis of loss or damage and shall state, to the extent possible, the basis of calculating the amount of the loss or damage. If the Company is prejudiced by the failure of the insured claimant to provide the required proof of loss or damage, the Company's obligations to the insured under the policy shall terminate, including any liability or obligation to defend, prosecute, or continue any litigation, with regard to the matter or matters requiring such proof of loss or damage. In addition, the insured claimant may reasonably be required to submit to examination under oath by any authorized representative of the Company and shall produce for examination, inspection and copying, at such reasonable times and places as may be designated by any authorized representative of the Company, all records, books, ledgers, checks, correspondence and memoranda, whether bearing a date before or after Date of Policy, which reasonably pertain to the loss or damage. Further, if requested by any authorized representative of the Company, the insured claimant shall grant its permission, in writing, for any authorized rep; resentative of the Company to examine, inspect and copy all records, books, ledgers, checks, correspondence and mem- oranda in the custody or control of a third party, which reasonably pertain to the loss or damage. All information designated as confidential by the insured claimant provided to the Company pursuant to this Section shall not be disclosed to others unless, in the reasonable judgment of the Company, it is necessary in the administration of the claim. Failure of the insured claimant to submit for examination under oath, produce other reasonably requested information or grant permission to secure reasonably necessary informa- tion from third parties as required in this paragraph, unless prohibited by law or governmental regulation, shall terminate any liability of the Company under this policy as to that claim. 6. OPTIONS TO PAY OR OTHERWISE SETTLE CLAIMS; TERMINATION OF LIABILITY. In case of a claim under this policy, the Company shall have the following additional options: (a) To Pay or Tender Payment of the Amount of Insurance. To pay or tender payment of the amount of insurance under this policy together with any costs, attorneys' fees and expenses incurred by the insured claimant, which were authorized by the Company, up to the time of payment or tender of payment and which the Company is obligated to pay. Upon the exercise by the Company of this option, all for any loss or damage caused thereby. (b) In the event of any litigation, including litigation bN the Company or with the Company's consent, the Compam shall have no liability for loss or damage until there has beef a final determination by a court of competent jurisdiction and disposition of all appeals therefrom, adverse to the Wit as insured. (c) The Company shall not be liable for loss o damage to any insured for liability voluntarily assumed by thl insured in settling any claim or suit without the prior writtef consent of the Company. 10. REDUCTION OF INSURANCE; REDUCTION OR TERMINATION OF LIABILITY. All payments under this policy, except payments ma&. for costs, attorneys' fees and expenses, shall reduce th amount of the insurance pro tanto. 11. LIABILITY NONCUMULATIVE. It is expressly understood that the Amount of In surance under this policy shall be reduced by any amount the Company may pay under any policy insuring a mortgage tf which exception is taken in Schedule B or to which tht insured has agreed, assumed, or taken subject, or which is hereafter executed by an insured and which is a charge c lien on the estate or interest described or .referred to it Schedule A, and the amount so paid shall be deemed payment under this policy to the insured owner. 12. PAYMENT OF LOSS. (a) No payment shall be made without producing thi: policy for endorsement of the payment unless the policy ha been lost or destroyed, in which case proof of loss c destruction shall be furnished to the satisfaction of th Company. (b) When liability and the extent of loss or damage ha: been definitely fixed in accordance with these Conditions an; Stipulations, the loss or damage shall be payable within 31 days thereafter. 13. SUBROGATION UPON PAYMENT OR SETTLEMENT. (a) The Company's Right of Subrogation. Whenever the Company shall have settled and paid isured shall have liability by reason of covenants of warragsk lade by the insured in any transfer or conveyance of state or interest. This policy shall not continue in force 3vor of any purchaser from the insured of either (1) an estate r interest in the land, or (ii) an indebtedness secured by a -urchase money mortgage given to the insured. NOTICE OF CLAIM TO BE GIVEN BY INSURED CLAIMANT. The insured shall notify the Company promptly in vriting (i) in case of any litigation as set forth in Section 4(a) telow, (ii) in case knowledge shall come to an insured iereunder of any claim of title or interest which is adverse to ne title to the estate or interest, as insured, and which might ;ause loss or damage for which the Company may be liable iy virtue of this policy, or (iii) if title to the estate or interest, is insured, is rejected as unmarketable. If prompt notice shall tot be given to the Company, then as to the insured all liability if the Company shall terminate with regard to the matter or natters for which prompt notice is required; provided, iowever, that failure to notify the Company shall in no case -)rejudice the rights of any insured under this policy unless he Company shall be prejudiced by the failure and then only o the extent of the prejudice. DEFENSE AND PROSECUTION OF ACTIONS; DUTY OF INSURED CLAIMANT TO COOPERATE. (a) Upon written request by the insured and subject to 'he options contained in Section 6 of these Conditions and Stipulations, the Company, at its own cost and without inreasonable delay, shall provide for the defense of an insured in litigation in which any third party asserts a claim adverse to the title or interest as insured, but only as to those stated causes of action alleging a defect, lien or en- cumbrance or other matter insured against by this policy. The Company shall have the right to select counsel of its choice (subject to the right of the insured to object for reasonable cause) to represent the insured as to those stated causes of action and shall not be liable for and will not pay the fees of any other counsel. The Company will not pay any fees, costs or expenses incurred by the insured in the defense of those causes of action which allege matters not insured against by this policy. (b) The Company shall have the right, at its own cost, to institute and prosecute any action or proceeding or to do any other act which in its opinion may be necessary or desirable to establish the title to the estate or interest, as insured, or to prevent or reduce loss or damage to the insured. The Company may take any appropriate action under the terms of this policy, whether or not h shall be liable nereunder, and shall not thereby concede liability or waive any provision of this policy. If the Company shall exercise its rights under this paragraph, it shall do so diligently. (c) Whenever the Company shall have brought an action or interposed a defense as required or permitted by the provisions of this policy, the Company may pursue any litigation to final determination by a court of competent jurisdiction and expressly reserves the right, in its sole discretion, to appeal from any adverse judgment or order. (d) In all cases where this policy permits or requires the Company to prosecute or provide for the defense of any action or proceeding, the insured shall secure to the Company the right to so prosecute or provide defense in the action or proceeding, and all appeals therein, and permit the Company to use, at its option, the name of the insured for this purpose. Whenever requested by the Company, the insured, at the Company's expense, shall give the Company all reasonable aid (i) In any action or proceeding, securing evidence, obtaining witnesses, prosecuting or defending the action or proceeding, or effecting settlement, and (ii) in any other lawful act which in the opinion of the Company may be necessary or desirable to establish the title to the estate or interest as insured. If the Company is prejudiced by the failure of the insured to furnish the required cooperation, the Company's obligations to the insured under the policy shall terminate, including any liability or obligation to defend, prosecute, or continue any litigation, with regard to the matter or matters requiring such cooperation. PROOF OF LOSS OR DAMAGE. In addition to and after the notices required under Section 3 of these Conditions and Stipulations have been provided the Company, a proof of loss or damage signed and sworn to by the insured claimant shall be furnished to the Company within 90 days after the insured r.laimant shall t;ompany for cancellation. (b) To Pay or Otherwise Settle With Parties Other t the Insured or With the Insured Claimant. (i) to pay or otherwise settle with other parties for or in the name of an insured claimant any claim insured against under this policy, together with any costs, attorneys' fees and expenses incurred by the insured claimant which were authorized by the Company up to the time of payment and which the Company is obligated to pay; or (ii) to pay or otherwise settle with the insured claimant the loss or damage provided for under this policy, together with any costs, attorneys' fees and expenses incurred by the insured claimant which were authorized by the Company up to the time of payment and which the Company is obligated to pay. Upon the exercise by the Company of either of the options provided for in paragraphs (b)(i) or (ii), the Com- pany's obligations to the insured under this policy for the claimed loss or damage, other than the payments required to be made, shall terminate, including any liability or obligation to defend, prosecute or continue any litigation. DETERMINATION, EXTENT OF LIABILITY AND COINSURANCE. This policy is a contract of indemnity against actual monetary loss or damage sustained or incurred by the insured claimant who has suffered loss or damage by reason of matters insured against by this policy and only to the extent herein described. (a) The liability of the Company under this policy shall not exceed the least of: (i) the Amount of Insurance stated in Schedule A; (ii) the difference between the value of the insured estate or interest as insured and the value of the insured estate or interest subject to the defect, lien or encumbrance insured against by this policy. (b) In the event the Amount of Insurance stated in Schedule A at the Date of Policy is less than 80 percent of the value of the insured estate or interest or the full consideration paid for the land, whichever is less, or if subsequent to the Date of Policy an improvement is erected on the land which increases the value of the insured estate or interest by at least 20 percent over the Amount of Insurance stated in Schedule A, then this Policy is subject to the following: (i) where no subsequent improvement has been made, as to any partial loss, the Company shall only pay the loss pro rata in the proportion that the Amount of Insurance at Date of Policy bears to the total value of the insured estate or interest at Date of Policy; or (ii) where a subsequent improvement has been made, as to any partial loss, the Company shall only pay the loss pro rata in the proportion that 120 percent of the Amount of Insurance stated in Schedule A bears to the sum of the Amount of Insurance stated in Schedule A and the amount expended for the improvement. The provisions of this paragraph shall not apply to costs, attorneys' fees and expenses for which the Company is liable under this policy, and shall only apply to that portion of any loss which exceeds, in the aggregate, 10 percent of the Amount of Insurance stated in Schedule A. (c) The Company will pay only those costs, attorneys' fees and expenses incurred in accordance with Section 4 of these Conditions and Stipulations. B. APPORTIONMENT. If the land described in Schedule (A)(C) consists of two or more parcels which are not used as a single site, and a loss is established affecting one or more of the parcels but not all, the loss shall be computed and settled on a pro rata basis as if the Amount of Insurance under this policy was divided pro rata as to the value on Date of Policy of each separate parcel to the whole, exclusive of any improvements made sub- sequent to Date of Policy, unless a liability or value has otherwise been agreed upon as to each parcel by the Company and the insured at the time of the issuance of this policy and shown by an express statement or by an endorsement attached to this policy. LIMITATION OF LIABILITY. (a) If the Company establishes the title, or removes the alleged defect, lien or encumbrance, or cures the lack of a right of access to or from the land, or cures the claim of unmarketability of title, all as insured, in a reasonably diligent had against any person or property in respect to the claim bad this policy not been issued. If requested by the Company, the insured claimant shall transfer to the Com any all rights and remedies against any person or properly necessary in order to perfect this right of subrogation. The insured claimant shall permit the Company to sue, compromise of settle in the name of the insured claimant and to use the name of the insured claimant in any transaction or litigation involving these rights or remedies. It a payment on account of a claim does not fully covet the loss of the insured claimant, the Company shall be. subrogated to these rights and remedies in the proportion which the Company's payment bears to the whole amoun of the loss. It loss should result from any act of the insure( claimant, as stated above, that act shall not void this polio but the Company, in that event, shall be required to pay onh that part of any losses insured against by this policy whicf shall exceed the amount, it any, lost to the Company b, reason of the impairment by the insured claimant of ln; Company's right of subrogation. (b) The Company's Rights Against non -insurer Obligors. The Company's right of subrogation against nor, insured obligors shall exist and shall include, withou limitation, the rights of the insured to indemnities, guaranties other policies of insurance or bonds, notwithstanding an, terms or conditions contained in those instruments whit: provide for subrogation rights by reason of this policy. 14. ARBITRATION. Unless prohibited by applicable law, either the Com pany or the insured may demand arbitration pursuant to th. Title Insurance Arbitration Rules of the American Arbitratio! Association. Arbitrable matters may include, but are no limited to, any controversy or claim between the Compan and the insured arising out of or relating to this policy, an, service of the Company in connection with its issuance u the breach of a policy provision or other obligation. A arbitrable matters when the Amount of Insurance i $1,000,000 or less shall be arbitrated at the option of eithe the Company or the insured. All arbitrable matters when th Amount of Insurance is in excess of $1,000,000 shall b arbitrated only when agreed to by both the Company and th insured. Arbitration pursuant to this policy and under th Rules in effect on the date the demand for arbitration is mac or, at the option of the insured, the Rules in effect at Date ( Policy shall be binding upon the parties. The award ma include attorneys' fees only if the laws of the state in whic the land is located permit a court to award attorneys' fees t a prevailing party. Judgment upon the award rendered by th Arbitrator(s) may be entered in any court having jurisdictio thereof. The law of the situs of the land shall apply to a arbitration under the Title Insurance Arbitration Rules. A copy of the Rules may be obtained from IT! Company upon request. 15. LIABILITY LIMITED TO THIS POLICY; POLICY ENTIRE CONTRACT. (a) This policy together with all endorsements, if an, attached hereto by the Company is the entire policy an contract between the insured and the Company. In interpre ing any provision of this policy, this policy shall be construe as a whole. (b) Any claim of loss or damage, whether or ni based on negligence, and which arises out of the status i the title to the estate or interest covered hereby or by an action asserting such claim, shall be restricted to this polic (c) No amendment of or endorsement to this polic can be made except by a writing endorsed hereon or attache hereto signed by either the President, a Vice President, tt Secretary, an Assistant Secretary, or validating officer e authorized signatory of the Company. 16. SEVERABILITY. In the event any provision of the policy is held inval, or unenforceable under applicable law, the policy shall t deemed not to include that provision and all other provision shall remain in full force and effect. 17. NOTICES, WHERE SENT. All notices required to be given the Company and of ciatomont in vrritinn ronnirorl to hp fi,rnichnri thn ('n—, OWNER'S POLICY Order No. 403980 -0 Insurance Amount $ 448,000.00 Policy No. J 426267 Premium Amount $ 570.00 Date of Policy: April 25, 1995 at 5:00 PM 1. Name of Insured: LACET NO. 3, INC., a Delaware Corporation 2. The estate or interest in the land which is covered by the policy is: FEE SIMPLE 3. Title to the estate or interest in the land is vested in: LACEI' NO. 3, INC. , a Delaware Corporation 4. The land referred to in this policy is located in the State of Colorado, County of Pitkin , and is described as follows: Lot 3, LA CET SUBDIVISION according to the Plat -thereof, filed July 15, 1994 in Plat Book 35 at Page 10 This Policy is invalid unless the cover sheet and Schedule B are attached. ALTA Owner's Policy (10-17-92) FIRST AMERICAN TITLE INSURANCE Oa-IPANY SCFDDXJIE B Order No. 403980 -0 Policy No. J 426267 PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or eases) which arise by reason by: 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of said land or by making inquiry of persons in possession thereof. 3. Easements, or claims of easements, or encumbrances which are not shown by the public record. 4. Discrepancies, conflicts in boundary lines, shortages in area, ts, or any other facts which a correct survey would disclose, and which are not shown by public records. 5. Any lien, or right to a lien, for services, labor or material theretofore or hereafter furnished, imposed by law and not shown by the public record. 6. Any vein or lode of quartz or other rock in place bearing gold, silver, cinnabar, lead, tin, copper, or other valuable deposits, claimed or known to exist within subject property as of March 23, 1885, as expressly excepted and excluded in United States Patent recorded June 17, 1949, in Book 175 at Page 246. 7. Easement and right-of-way for Riverside Ditch as evidenced by Alpine Surveys dated July 10, 1989. 8. Agreement between Lacet Limited Liability and The Aspen/Pitkin County Housing Authority recorded July 14, 1993, in Book 717 at Page 763. 9. Planned Unit Development and Subdivision Improvement Agreement between The City of Aspen and Lacet Limited Liability Company, recorded July 21, 1993, in Book 718 at Page 477. 10. Easements and building envelopes as shown on the Plat of said.Subdivision. 11. Restrictions, which do not contain a forfeiture or reverter clause, as contained in instrument recorded Novas 4, 1993, in Book 729 at Page 457 and in Book 729 at Page 439. 12. Trench, Conduit and vault Agreement recorded November 1, 1994 in Book 766 at Page 204. (Continued) ALTA Standard Policy, Western Region - Form No. 1402-C (Rev. 9/87) FIRST AMERICAN TITLE INSURANCE CCMPANY 00CEP'nONS (contirnied) Order No. 403980 -O Policy No.J 426267 13. Easement and right of way for access and utility purposes, as granted by Lacet Limited Liability Company to Aspen Consolidated Sanitation District by instrument recorded February 2, 1995, in Book 773 at Page 180, said easement being more particularly described in said instn -ent. 14. Easement and right of way to construct, install, remove, replace, add to, maintain, repair, operate, change or alter water feature facilities, as granted by Lacet No. 3, Inc., to The Lacet Subdivision Homeowners Association, Inc. by instrument recorded April 25, 1995, in Book 779 at Page 386, said easement being more particularly described in said instrument. FIRST ANERICAN TITLE INSURANCE CC-IPANY ��� �.��-, �. �: ,, ,r�`y�, , � :.,,t �1�.. ��, V. W%, i. i J• y � A � ��� • `1�� SSA .� e Act 0 Rom,, t ,►...4. t .K�' r }`~ t- ASS � 'i �• c' • Ir l� .ti 1, rl IJr.. ,:,sv '� r 7 � n� � a. i C: .. Y ! ��, � . � � ` �� r � 1� J:� r. J � ! "� .� �� M i